Navaid Kareem brings over 35 years of leadership in management, marketing, and business development, with a strong focus on digital transformation in banking. For the past 24 years, he has pioneered the modernization of core banking systems across 19 banks in Pakistan and over 100 banks in the Middle East, Asia, and Africa regions, driving the adoption of dynamic digital solutions. His visionary leadership has propelled financial technology forward while igniting local innovation and building a resilient, inclusive, and sustainable digital banking future.